Full-Service Debt Settlement Assistance
If You’re Just Not A Do-It-Yourself Person And
You Would Prefer To Hire A Competent, Experienced
And Reasonably-Priced Firm To Handle Everything
For You, Then Full-Service Debt Settlement Assistance
Is What You’re Looking For
It’s no secret that you can negotiate settlements for less than full balance on your outstanding credit card debts, but it will definitely take some time, effort and know-how. In addition, you’re going to need to have some basic negotiating skills to be successful.
But if you just do not have the time or desire to commit to a project like this, you do have the option of hiring a full-service firm to assist you with the debt settlement process. Yes, the full-service route costs a little more, but many people feel better knowing that they have an experienced professional on their side to guide them through the process.
The advantages of full-service debt settlement assistance are as follows:
- Develop a custom strategy for your specific situation. Usually the first hurdle that everyone has to overcome is, “Where do I begin?” Initially it is common to feel overwhelmed, especially if you have multiple accounts that need to be settled or other complicating factors. An experienced debt settlement firm will be able to develop a custom strategy for your specific situation, rather than providing you with a lazy one-size-fits-all boilerplate approach.
- No front-loaded fees. We believe that any reputable debt settlement firm will only charge a nominal deposit to get started, then the remainder of their fee is paid upon producing results. We also believe that you should be extremely wary of any debt settlement firm that charges exorbitant fees and/or demands payment for most or all of their fee up front before any results are produced.
- Has experience in negotiating. Negotiating with credit card companies and collection agencies can be tricky business. What works with one creditor or agency may not work with the next. In addition, there are pitfalls and landmines that amateur negotiators often fall into. However, an experience debt settlement negotiator will be able to navigate the sometimes bumpy terrain to obtain the most favorable settlement for you. In addition, to demonstrate their experience, they should be able to show you some samples of actual results they’ve obtained for other clients.
- Easy to get in touch with. A good debt settlement firm is responsive to the needs of their clients,, and they’re just a phone call or email away. I’ve heard horror stories where certain debt settlement companies did not respond to their clients for days or even weeks (if at all). That’s simply not acceptable. Under normal circumstances, you should be able to get in touch with a representative at your debt settlement firm within one business day if not sooner.
Hiring A Debt Settlement Professional Is Like
Hiring A Real Estate Agent To Sell Your Home
There’s nothing that says you have to hire a real estate agent to sell your home. If you want to save some money and avoid paying a commission to the real estate agent you can sell your home yourself. Lots of people do it.
On the other hand, you might decide that it’s just worth the peace of mind to work with an experienced real estate professional and pay them a reasonable commission to help you sell your home.
The same thing applies to hiring a debt settlement firm. You might decide that it’s worth paying someone that has experience in this industry to help you get the results you’re looking for (not to mention avoiding costly mistakes). Sometimes applying just one “trick of the trade” can more than offset the fee you pay to the debt settlement firm for their assistance.
SPECIAL NOTE # 1 (from Mark Brinker): After 15 years of going head to head with creditors, collection agencies and attorneys, I decided that I needed a break. Therefore, I am not accepting clients at the present time. However, I would be happy to refer you to a trusted colleague.
SPECIAL NOTE # 2: Please know that I would not refer you to someone that doesn’t know what they are doing, or that did not have your best interests at heart. Over time that would reflect badly on Hoffman, Brinker & Roberts. Therefore, you can be confident that I am referring you to a reputable debt settlement firm that is competent, charges reasonable fees and will take good care of you.
If you would like to be referred to a competent and trusted colleague for a no-obligation phone consultation …