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“We really appreciate your assistance in settling this debt in such an expeditious manner. Your professional approach and attention to detail is greatly appreciated. You can consider us very satisfied customers. Thank you.”
K.N. (retired military)
“Thank you for your hard work and assistance. Not only did you help resolve our financial problems, you believed in us when not many other people did! Thank you for giving us the opportunity to rebuild our financial future and prove that we were worthy of the second chance you offered us!”
T.Q. (office manager)
“You have successfully resolved my debts and all within the percentage rate spread that you originally stated to us. You provided to us the benefit of your experience as to what we could expect and allayed our fears in these intimidating situations. You never hesitated to answer our questions and took as much time as needed to satisfy our apprehensions. We had no problem getting in touch with you as you either personally answered your phone or got right back to us when you were temporarily out of the office. That is simply amazing in this age of voice mail and of representatives who just don’t give a damn, necessitating several frustrating calling attempts before the call is returned. You also promptly answered any email. I recall several occasions where I emailed you late at night and unbelievably got a return answer by 8 or 9 AM the next morning. I can honestly state that I have never dealt with anyone who has been do dedicated, responsive, and prompt in service to your client. We were fortunate to have chosen you and Hoffman, Brinker & Roberts, Inc. to represent our interests. You have been the most ethical and dedicated person with whom we have ever dealt. You are a true professional in every sense of that word.”
R.P. (retired)
“You have been very professional and never made me feel badly about myself in this less than flattering position. I would be glad to serve as a reference for you if anyone should want one. Thanks for everything.”
R. H (lab technician)
“Thank you Mark Brinker, and thank you Hoffman, Brinker, & Roberts for your dedication and efficiency in settling my accounts. I felt very comfortable discussing my situation and felt my questions were answered openly and honestly. I saved thousands of dollars by obtaining your services and because of you I was just recently able to acquire a mortgage. I would (and will) recommend your services to anyone who faces overwhelming debt and needs someone who is willing to listen and ultimately help relieve that burden. Thanks again”
B. G. (admin assistant)
“Thank you for saving me time, money and stress! You saved me over $8,800 within 5 months by settling debt caused by my ex-husband filing bankruptcy without my knowledge. Your services exceeded my expectations! Thank you again for giving me a light at the end of this tunnel!”
C.D. (network operations manager)
“We just do not have enough words of praise to express our gratitude for the wonderful help that Hoffman, Brinker, & Roberts gave to us in settling our debts. From the first phone call of talking to Mr. Brinker, we felt so confident that he was the person we wanted to represent us. This company has gone beyond the call of duty many times. We could always count on the fact that they were always there to answer the phone and never once were we put off to call another time or put on hold or get the answering machine, or had to listen to press 1 for this and 2 for that like so many places a person calls. Mark negotiated every account to get us the lowest pay off figure possible. Without this marvelous company we would be so far in debt that we would never get out. The amount of money that they saved us was phenomenal.”
D.D. (college professor)
“Hoffman, Brinker and Roberts, Inc saved my sanity. I had gotten into credit card debt so deep I did not think I would ever find my way out. They took control and negotiated some great settlements. The fact that they only get paid for results and are not pushy was also great. It was a win-win situation for all. Thanks so much.”
L.B. (insurance agent)
“My wife and I cannot praise your firm enough. Due to an unforeseen medical crisis, we were faced with financial ruin. When I ran across your web page, I was skeptical at first. But I filled out all the forms and waited for a phone call. Boy, were we glad we did. Like everyone else, we all feel obligated to fulfill our financial obligations. Considering the alternatives, your firm had the perfect solution to make a win-win situation for everyone concerned. We highly recommend your firm. Your professionalism in taking care of business is outstanding, but your caring and concern for your clients adds that much more.”
M.W. (retired plant manager)
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Real-Life Success Stories!
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Actual Case Histories Of Some Of Our Clients
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Unemployed For Over A Year
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A husband and father of four was unemployed for over a year. Being the sole provider of the family household, he used credit cards to meet the family’s basic living expenses while searching for another job. Unfortunately it took much longer to find another job than he had anticipated. When he did finally land a decent paying job, our client was so far in the hole financially that he could not recover. As a last minute alternative to bankruptcy, he retained our company to negotiate settlements for less than full balance with his creditors. Here are the results:
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Overall Debt Total: $124,342
Accounts Settled For: $55,373
Amt Of Debt Reduction: $68,969
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Responsible For Debts Of Former Husband
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A recently divorced woman discovered outstanding balances appearing on her credit report that she was previously unaware of. Upon further review, she remembered that she was a co-applicant on these accounts with her former husband. In other words, even though she did not personally incur these debts, she was financially liable because these were joint accounts with her ex-husband. To make matters worse, our client learned that her ex-husband filed bankruptcy, which meant the creditors were now coming after her. Hoffman, Brinker and Roberts was hired to negotiate settlements with our woman's creditors. Here are the results:
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Overall Debt Total: $13,136
Accounts Settled For: $4,315
Amt Of Debt Reduction: $8,821
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Health Problems Causing Financial Difficulties
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A middle-aged man employed as a delivery person suffered an unexpected and serious heart condition which forced him into early retirement. His income dropped substantially when he went on permanent medical disability. To make matters worse, he was the primary wager earner for the family household. However, rather than filing bankruptcy our client wanted to attempt voluntary workouts with his creditors using the limited funds he had available. Here are the results we were able to obtain for our client:
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Overall Debt Total: $50,805
Accounts Settled For: $20,754
Amt Of Debt Reduction: $30,051
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Could Not Refinance Because Of Outstanding Debts
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A father wanted to refinance his mortgage to help pay for his daughter’s wedding. Unfortunately our client had some outstanding debts from when he went through some difficult financial times about 5 years prior, and the lender would not fund the loan until the debts were cleared up. In addition, there was not enough equity in our client’s home to pay off all these debts in full. The only solution to this dilemma was to persuade our client’s creditors to accept less than full balance so the loan could be approved. This was also beneficial to the creditors because now they could recover something rather than nothing. In the end, the creditors did cooperate and the our client’s loan was approved. Here is what we were able to accomplish:
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Overall Debt Total: $51,760
Accounts Settled For: $21,838
Amt Of Debt Reduction: $29,922
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Business Failure
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A business owner’s 15 year old daughter was the victim of a violent crime. As this matter progressed through the legal system, the business owner left the day-to-day operations of his company in the hands of employees while he was supporting his daughter through this ordeal. When the business owner returned to his company several months later he discovered his employees had run his company into the ground. Faced with this financial disaster, the business owner hired our company to negotiate settlements with his creditors as a last minute alternative to bankruptcy. Below is a summary of our settlement efforts:
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Overall Debt Total: $34,940
Accounts Settled For: $11,725
Amt Of Debt Reduction: $23,215
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Bankruptcy Was Not An Option
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The primary wage earner of the family household was laid off from work, then unable to find a job for an extended period of time. When he did finally land a job as an analyst for a government contractor his salary was substantially less than his previous job. With the reduced salary, he was then unable to meet his prior financial obligations. To complicate matters further, our client’s could not file bankruptcy because it would jeopardize his security clearance required for his new job. Therefore, the only viable solution for solving his financial problems was for our client to take out a loan against his home to pay off his outstanding debts. Unfortunately this presented another problem because he didn’t have enough equity in his home to pay off all of his outstanding in full. In other words, the only way our client could get a loan is if his creditors agreed to accept less than full balance. Our company went to work and was able to successfully negotiate settlements for less than full balance with our client’s creditors, which then allowed our client’s home loan to be approved settle the outstanding debts. These are the final results:
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Overall Debt Total: $96,607
Accounts Settled For: $43,550
Amt Of Debt Reduction: $53,057
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Wife Hid Debts From Husband
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A woman incurred substantial credit card debt, but did not disclose this to her husband until she lost her job and was unable to make the monthly payments any longer. Upon learning of his wife’s “secret” debt, naturally the husband was quite upset. Fortunately the husband forgave the wife and they mutually decided to liquidate their personal savings to settle the wife’s outstanding debts. The only problem was that their savings were substantially less than what they owed. Our company was then retained to negotiate settlements for less than full balance with the wife’s creditors. Here’s how it all worked out:
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Overall Debt Total: $42,562
Accounts Settled For: $15,510
Amt Of Debt Reduction: $27,052
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Retirement Income Simply Wasn’t Enough
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A retired couple on a fixed income was just barely able to pay their bills each month when an unexpected medical crisis put them into a financial tailspin that they could not recover from. Being adamantly opposed to bankruptcy, this retired couple decided to sell a piece of property and used those funds to pay off their debts. The only problem was that the proceeds from the sale of their property were much less than what was needed to pay their outstanding debts in full. Therefore, they hired our company to negotiate settlements with their creditors for less than full balance. Below is the final outcome:
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Overall Debt Total: $58,342
Accounts Settled For: $19,681
Amt Of Debt Reduction: $38,661
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Poor Money Management / Bad Investments
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This person did not suffer any personal health emergencies or other such calamities. Instead, this person just spent more than they earned. It’s that simple. His situation then worsened when some real estate investments didn’t pan out as expected. Rather than filing bankruptcy, this man decided to hire our company to negotiate settlements with his creditors for less than full balance. Here are the results.
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Overall Debt Total: $42,989
Accounts Settled For: $19,188
Amt Of Debt Reduction: $23,801
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I need help!
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©1999-2008, Hoffman Brinker & Roberts
54732 Shelby Rd, Ste. 313, Shelby Township, MI 48316
phone 586-247-3158 fax 586-247-9285
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