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What does a creditor do if you cannot pay and you become delinquent?
I see advertisements for debt settlement “programs”. Can you
explain what exactly a debt settlement “program” consists of?
If I become a client at HBR, where are the funds for settlement purposes held during the process?
Is HBR able to settle judgments and liens?
Can HBR do anything with student loans?
What are your fees?
If I apply to become a client at HBR, am I under any obligation?
What happens to the interest and/or late fees during the settlement process? Do they continue to accrue?
What options do I have if I am unable to come up with the necessary funds for settlement purposes?
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