About Hoffman, Brinker & Roberts

HBR is your trusted source for accurate and reliable information regarding the debt settlement process.Mark Brinker founded Hoffman, Brinker & Roberts in 1995. Over the years, HBR has helped its clients obtain millions of dollars in debt relief by negotiating settlements for less than full balance, thus helping them avoid litigation or bankruptcy.

The HBR philosophy has always been that if you owe the money and you have the ability to pay, then you should honor your financial obligations. Period.

But if you’ve suffered a legitimate financial hardship and you can no longer keep up with your prior financial commitments, then it’s perfectly acceptable to approach your creditors about negotiating settlements for less than full balance as an alternative to bankruptcy.

Bad Things Can Happen To Good People

No one ever thinks it’ll ever happen to them. No one ever thinks that they won’t have enough money to pay their bills. But it happens.

Although many debt collectors would like you to believe that everyone that is unable to pay their bills is a “deadbeat”, that’s simply not the case.

After several thousand one-on-one consultations with people in all stages of financial distress, we know for a fact that the vast majority of people are good, decent and honest … and they do want to honor their financial obligations the best that they can.

But sometimes life doesn’t go as planned.

When that happens, you’ve got to come up with a alternate plan to deal with your outstanding financial obligations because unfortunately your debts won’t go away on their own.

Free Videos

The best place to start is with our free video seriesHow To Decide If Debt Settlement Is The Right Option For You” which answers the most common questions people have about the debt settlement process. You’ll learn what works, what doesn’t and what to watch out for.